LHV pank has set new fair value range for DelfinGroup stock: EUR 1.80 - 1.99

Full report available here: https://www.delfingroup.lv/analyst-coverage

Enlight Research publishes analysis on DelfinGroup
"Economic moat = sustainable +7% yield"
https://research.enlightresearch.net/jsp/demoLogin.jsp?key=3512&x=aabbcc&resLibId=88837

Turiu Delfin ir patenkintas del div.👍

Significant increases in income, profit, and loan portfolio continue for DelfinGroup in Q3.

In the third quarter of 2022, DelfinGroup maintained stable growth indicators in all segments of its business. The company's income showed a 48% year-on-year increase in Q3, reaching 9.6 million euros. In addition, profit before taxes rose 49%, to EUR 1.8 million, while the loan portfolio grew 39% since the beginning of the year, reaching EUR 59.7 million.

https://view.news.eu.nasdaq.com/view?id=bc144033efafde14d1b3923f22aa17cf4&lang=en

Financial services company DelfinGroup will pay out 833,880.53 euros or 0.0184 euros per share in dividends from the profit made in the third quarter of 2022, as it was decided at the extraordinary shareholders' meeting of 9 December. In 2022, not including the planned payment for the third quarter, the company has already paid out dividends five times for almost 4.6 million euros, or 0.1013 euros per share, which ensures shareholders with stable profitability.

22 December 2022 is set as the ex-dividend date for receiving the third quarter dividends. This means that dividends will be paid for those shares purchased up to and including 21 December, while the dividend payment is planned on 27 December.


More info - https://www.delfingroup.lv/announcements/delfingroup-will-pay-out-more-than-833-thousand-euros-in-dividends

Apie 8 proc. metiniai prieš mokesčius...tikrai nebloga akcija šiuo sunkiu visiems laikotarpiu...
Bet lietuviai SAB meldžaisi ir Kalėdų seneliui ECB...lietuviškasis mentalitetas, tikėti Marija ir melstis SAB-ui

Nu, jos tokios nuobodžiuos šios akcijėlės, investicinės. Spėju, dėl jų daugeliui stinga veiksmo ir praturtėjimo iliuzijos.

Pats turiu.

Tikrai taip...kam ko reikia...praturtėjimo iliuzijos čia tikrai nesivaidena))

In the 4th quarter of 2022, as throughout all of 2022, DelfinGroup continued to show strong results in new loan issuance and the sale of pre-owned goods.

In the consumer lending segment, in the 4th quarter of 2022, loans were issued for 17 million euros or 50% more than last year's corresponding period. Still, during the whole year of 2022, there was an increase in the issuance of consumer loans of 64%, which reached 60.8 million euros.

The pawn lending segment experienced similar growth in the 4th quarter of last year, where the issuance of loans increased by 67%, reaching 5.5 million euros. Meanwhile, new pawn loan issuance in the twelve months amounted to 19.6 million euros, which is a 54% increase.

The sales volume of pre-owned, slightly pre-owned and new goods in the 4th quarter reached 3.3 million euros without VAT, which is a 33% increase compared to last year — but increased by 29% in the twelve months, reaching 11.9 million euros.

More info: https://view.news.eu.nasdaq.com/view?id=b8b0bf949a6e0b4feb9266382fd7efc49&lang=en

In 2022, profit before taxes of the Latvian fintech company DelfinGroup increased by 40%, reaching 7.3 million euros, while income amounted to 35.1 million euros, according to the company's unaudited financial results for 2022. Whereas, since the end of 2021, the company's loan portfolio has increased by 54% to 67.4 million euros. The EBITDA of DelfinGroup increased to 13.1 million euros, a 29% growth compared to 2021.

More info: https://view.news.eu.nasdaq.com/view?id=b3d0d1e5a1d23212ea884ec6eb39d0efb&lang=en

Pernai metais kompanija uždirbo 40 proc daugiau pelno.
0.0185 dividendu nusimato



https://view.news.eu.nasdaq.com/view?id=b642de3aeff77679a6a1c35c9761df885&lang=en

Kokiu pagrindu jie moka dividendus? as pastebiu, kad metu eigoje jie mokejo 6 kart.

Jie yra lombardas, todėl turi pinigų srautus kaip kokia finansų įmonė.

Čia kas, Delfinas yra lombardas? 🙂

Taip, jie yra lombardas, bandantis apsimesti fintech startuoliu.
Ir tai mane labai tenkina.

https://nasdaqbaltic.com/statistics/lt/instrument/LV0000101806/company?date=2023-02-28

Piotras angliškai nelabai panašu..

Jie į kokį Bigbank panašesni dėl kurio 8% bondų mušasi investoriai nuolat (tik būsto paskolų nesiūlo).

1. Pawn loan yra lombardo paskola.
2. Dar jie prekiauja pre-owned goods. Iš kur jos? Ogi iš negrąžintų pawn loans.
3. Taip, jie skolina ir paskolomis a la Big Bank. Tai yra jų tą modernioji, sakykime,
fintech verslo dalis.

Juk taip?

tai ar taip sunku ataskaitose pažiūrėt kokį % sudaro ta lombardų veikla? nereikšmingą bendrame portfelyje visai. Jei išsivertei su translateriu Pawn loans, tai ir Consumer loans reiktų išsiversti ir skaičius abiejų palyginti.

In the first quarter of 2023, the fintech company DelfinGroup has increased the issuance of new loans by 58% compared to the same period last year, while the sale of goods has grown by 43%, indicating steady and well-considered growth.

https://view.news.eu.nasdaq.com/view?id=b837c1e1d3cc40aea4e6d3a6751a4cc24&lang=en