http://verslas.delfi.lt/verslas/i-ukio-banko-turta-zvalgosi-ir-swedbank.d?id=60664859

gal isitrauks kiti bankeliai del rinkos dalies

Na va, kaina 'auga'. Gal pasiulys 2lt

Cia mum vienintele iseitis bus jei kiti bankai perims si banka...Tada vistiek momentinio atsipirkimo tiketis nereikia..
Labiausiai biesina mane, kaip ir Grand`a, nekompetencija + valstybe daro ka nori..Ir ka mes jiem?....Jei pas mane tokie "nekompetetingi" valdytu fabrika, senai jis butu uzdarytas...O kai paskaitai, kiek pakainuoja tam tikri statybiniai darbai, tai pas manes uz tokius pasiulymus is darbo ishmestas butu..Va tokios tuokeles. Sali valdo imbecilai ir vagys.

Bet 'su mintim' valdo. Nedurnai, labai tendencingai. Belieka pakartot retorini klausima, kas sekantis? Kada is vieno 'blogojo' sektoriaus persimes i kita, tarkim, pramonini? Va achema nesusitvarko, 'gardus kasnelis', gal koks 'anonimas' pasiskus, etc kai isigali nebaudziamumas, lauk bedos

sali valdo tie, ka isrinko pati dauguma... suklaidinta ar ne, nepilnai ir tendencingai informuota ar ne, cia jau kitas klausimas...

edit, anglas, gi reikia is tu turtuoliu vagiu verslininku, kaip ten kazkas ivardino finansiniu spekuliantu, atsiimti liaudziai priklausiusi turta, ir patiketi ji i teisingas rankas, kazkur tai jau girdeta ir matyti, tik kur ,...

laukiam, kol verdikta paskelbs, as ir viskio ikaliau.Ejau vabank...va bank ir gavosi.

Tas tikrai balansas turėtu būti išsamesnis - vis galvoju kokioje Balanso Įsipareigojimų eiluteje Snoras rode Indelio Sertifikatus?

Cia buvo pavirkavimu is serijos:
- Niekur Europoje taip nevyksta!
- Skandinavai puola!
- Kas dabar bus!
- Kaip su isgelbejimu, scenarijais ir t.t.

Investavau siek tiek laiko susumuoti spaudos nuotrupas i viena pavyzdi trumpai, ties situacija su kuria pats kazkiek dirbau, tad galbut kazkam bus idomu ir bus peno diskusijai, variantams aptart ir demagoginiam pareiskimams nutraukt.

Pavyzdys: Banco de Valencia (Ispanija)

07-Nov-11 Banco de Valencia shares suspended
The CNMV announced the suspension of trading in Banco de Valencia shares on the Spanish stock exchange. Banco de Valencia, confirmed that its regulator is concluding an inspection of its books.
Banco de Valencia's majority shareholder is the Spanish financial group Bankia/BFA.

08-Nov-11 Banco de Valencia could be taken over by BFA
Banco Financiero y de Ahorros, parent company of the Spanish bank Bankia, is considering taking over Banco de Valencia. After detecting a EUR 800m deficit, BFA is considering participating in the capital increase investing EUR 300m. The Spanish estate banking restructuring fund FROB would complete the operation. BFA has been trying to sell its 38% in Banco de Valencia for months. BFA will participate in the capital increase if other shareholders do so too.

Yesterday Banco de Valencia acknowledged that it needs a capital increase but did not specify the amount. Market sources pegged the amount at EUR 800m to recapitalise the bank and improve its real estate assets. Banco de Valencia´s capital stands at EUR 1.2bn and it has loans worth EUR 18.3bn, of which EUR 3.2bn are related to property. Nationalisation through FROB or a takeover by Bankia were the only options for Banco de Valencia, which is the only bank in Spain that does not comply with the requirement of 8% core capital.

14-Nov-11 Banco de Valencia heading for nationalisation
Banco de Valencia, is likely to be nationalised via the Fund for Orderly Restructuring. The report said that state was likely to take control following the decision, by its leading shareholder BFA-Bankia not to inject any fresh capital into the bank. The Bank of Spain has uncovered a EUR 600m hole in Banco de Valencia’s books, although the figure may be an underestimate of the real situation.

23-Nov-11 Banco de Valencia auditor Deloitte failed to detect irregularities
Banco de Valencia’s auditor Deloitte failed to detect any irregularities in the bank’s accounts since 2002. According to the report, some of the entities that were contacted by GBS Finanzas to analyse an investment in Banco de Valencia during the first quarter of this year, detected anomalies in the way Banco de Valencia presented its loans. Potential investors also noted delays in complying with Banco de Espana’s accounts information timetable. Banco de Valencia still accounts for many of its real estate assets at the valuation set when the mortgage loans were awarded instead of a real price that would force the entity to set aside the difference. Neither did Deloitte notice these irregularities nor Banco de Espana. The report’s sources said that Banco de Valencia’s irregularities were the reason why it failed to find an investor or a buyer.

24-Nov-11 Banco de Valencia preliminary analysis reveals EUR 562m not provided for
The Bank of Spain has concluded that Banco de Valencia has failed to make provisions for EUR 562m, following a preliminary analysis of the bank’s books. The figure came out of a detailed analysis of specific credit risks and repossessed assets. The amount may be higher when the analysis is extended to include other areas of Banco de Valencia’s books. The non-provision of items is likely to be reflected in the bank’s profit and loss account for 3Q2011. According to analysts’ calculations, the result will mean a loss of at least EUR 400m for 9M11.

28-Nov-11 Banco de Valencia directors/auditor face possible sanctions for alleged falsification of accounts
Former board members of Banco de Valencia are facing the risk of being sanctioned for alleged falsification of accounts. Also vulnerable to sanction is the auditor, Deloitte, which did not include any qualifications on the bank’s 2010 accounts. Banco de Valencia reported a EUR 16.7m profit to June 2011, only to reveal a EUR 562m hole in its balance sheet last week dating back to the end of March 2011. The Bank of Spain has launched an administrative enquiry into the situation that may result in fines and the disqualification of some of the banks’ former directors from holding positions of responsibility in financial institutions.

16-Mar-12 Banco de Valencia: Bankia mandates KPMG for new valuation

24-May-12 Banco de Valencia could be sold for a symbolic price

13-Jun-12 FROB sues Banco de Valencia former managers

27-Nov-12 Banco de Valencia to be acquired by CaixaBank for EUR 1
The plan comprises the following measures:
Subscription by the FROB of a capital increase in Banco de Valencia for the amount of EUR 4.5bn, with FROB subsequently transferring its full holding in Banco de Valencia to CaixaBank for the price of EUR 1. Prior to the recapitalisation, as stipulated under Article 4 of Law 9/2012, the current shareholders will bear any losses the bank may have incurred.
Transfer to the Asset Management Company for Assets Arising from Bank Restructuring [Sareb] of real estate-related investments and risks in accordance with the terms of Royal Decree 1559/2012 of 15 November 2012, which stipulates the legal regime for asset management companies.
Granting of an asset protection scheme to Banco de Valencia whereunder, over a term of 10 years and for a predetermined asset portfolio, the FROB shall assume 72.5% of the losses arising on this portfolio once the provisions set aside as at 30 September for these assets have been used up.

18-Dec-12 Banco de Valencia has liquidation value of EUR -6.341bn
The Fund for Orderly Bank Restructuring (FROB) made the following announcement yesterday, 17 December:
Valuations of NCG Banco, Catalunya Banc and Banco de Valencia

At its 14 December meeting, FROB has set economic values for NCG Banco, Catalunya Banc and Banco de Valencia. The values were based on valuations from three independent experts.

The economic value of NCG Banco is negative, at EUR -3.091bn
The economic value of Catalunya Banc is also negative, at EUR -6.674bn
Banco de Valencia has a liquidation value of EUR -6.341bn. The bank has been declared unviable as a stand-alone concern, hence the plan for it to be acquired by CaixaBank.

08-Jan-13 Banco de Valencia planning to lay off 50% of workforce
Banco de Valencia, is planning to lay off 890 employees, just over 50% of its workforce. The move comes after Banco de Valencia laid off 360 employees (taking the total down to 1,640) and closed 67 branches in November last year

17-Jan-13 Banco de Valencia planning to close 90% of branch network
Banco de Valencia, is planning to close 90% of its branch network as part of a restructuring plan, which will leave the listed Spanish bank with 35 branches, compared with the current number of 360.


Pabaigai...banko pardavimo sandoris turetu baigtis apie Vasario 25 d.
Tokiu pavyzdziu galima n prirankioti, zinoma tik reik dometis. Samokslo teorijas kuria tie, kuriem truksta ziniu suvokti realybe.

It17 , aš tik sakau, kad LB dirbo , daugiau nieko , ir seniai sakiau, kad LB darbuotojų kompetencija žema.Dėl vadovo iš vis nereikia kalbėti, kai lietuvoje LB vadovas tapo politine pareigybe ( de facto) , jokio skirtumo kas tame poste , tai paprastas administratorius

Auksa kuris visada tik brangs iskeitei i kazkoki uki.. Ner ka pridurt...

Mcalister, kaip ten su tavo eprb zmogum, kuris tau 'turejo' pasakyt apie ukb itraukima i planus?! Tad buna visko- vieno vardiklio nerasi

jei UKB visas geris bus atiduotas SAB'ui uz viena lita, o Jus manot kad tas geris vertas daugiau - imkit SAB akcijas, ju kaina dides lygiai tiek, kiek buvo vertas UKB geris!

Mcalister, +++ uz nepatingejima surinkti ir susisteminti info! kai saka in ya face, varguoliai verksniai nuskriaustieji

kur rasiau kad iskeiciau,auksas ir liko auksu,kas ukb tas dievams ant aukuro,palauksiu to verdikto, tik verdiktas bus ka Vasiliauskas ant poperiaus parasys ta berniukas Azuoliukas perskaitys.

Anglas, suprantu kad nori pritempti kazka, bet nesigaus. Susitikima su tuom zmogum turejau dar pries tas datas kurios cia viesai minimios (vasario pradzioje). Ten buvo sausio galas. Antra, kalba buvo apie isankstinius, ilgai trunkancius planus, derybas, konkreciai mano klausimas buvo apie "siuo metu vykstancius dealus" - tame kontekste ir buvo pamineti du baltarusijos bankai - net jei kazkoks zmogus nuskrido susitikti su SAB'u - toks faktas nevertas paminejimo, nes EBRD zmones labai daznai skraido "savo" investicijas aplankyt. Mano pasakymas, kad isankstiniu derybu ir plano del UKB nebuvo, tik gali patvirtinti fakta (paneigti demagogijas), kad cia nera jokio is anksto suplanuoto masonu plano takeoverinti UKB.

Neskubekime verkti, UKB atvejis ne visiskai analogiskas SNO
Idomu kas atlygins nuostolius, kai pasirodys, jog bankrotu ne nekvepejo?

Savininko V.Romanovo komentaras

"Šio Lietuvos banko valdybos veiksmo nesitikėjome. Kada Lietuvos bankas pareikalavo padaryti papildomus užstatus, mes pasamdėme advokatus ir patenkinome reikalavimus - papildomai užstatėme 1 milijardo litų vertės turtą. Todėl banko veiklos apribojimo veiksmas mums buvo netikėtas - mums nebuvo pateiktos net ataskaitų išvados susipažinti.

Bet su Lietuvos banku ginčytis nėra prasmės. Juo labiau kad jau beveik dveji metai kaip praktiškai banką valdo Priežiūros tarnyba kartu su banko administracija" - sakė Ūkio banko savininkas Vladimiras Romanovas.

užstatas 1 mlrd o suformuoti atidejimai 800000000 lt

šiandien peržiūrėjus visą žinių srautą,yra ir gerų naujienų,žinoma gal ne tiek akcininkams bet valstybei ir mokesčių mokėtojams.Ta žinia tai swedbank susidomėjimas ukb turtu,kai bus konkurencija yra tikimybė ,kad valstybė "geraji" banką parduos brangiau.O jei ukb nupirks swedbank tai ir neliks vietos samokslo teorijom ,dėl LB ir SAB seno susitarino ir samoningo ukb užlenkimo, sab'o naudai.

Tas 1 mlrd yra balansinė užstato vertė. Reali vertė greičiausiai stipriai skiriasi. Stipriai turiu galvoje ne procentais o kartais.