Tema: Deposit insurance https://www.traders.lt/forums.php?m=posts&q=621 Fri, 19 Apr 2024 03:42:17 +0200 FeedCreator 1.7.2-ppt (info@mypapit.net) https://www.traders.lt/skins/traders/img/logo_big.png https://www.traders.lt/forums.php?m=posts&q=621 212 41 https://www.traders.lt/forums.php?m=posts&p=15655#15655 Well, it seems SEB is confusing you. http://www.idf.lt/indeliud.html#Teis%C4%97%20%C4%AF%20draudimo%20i%C5%A1mok%C4%85 Teisė į draudimo išmoką Draudimo išmokos nemokamos : (...) 4) komercinio banko, kredito unijos paskolos gavėjams, jeigu ne didesni už jų įsipareigojimus (negrąžintas paskolas su palūkanomis). ... Tue, 18 Nov 2008 19:35:31 +0200 https://www.traders.lt/forums.php?m=posts&p=15655#15655 https://www.traders.lt/forums.php?m=posts&p=15646#15646 I talked with SEB, and they told me, that this don't work any more. So if you have deposit and obligations to bank, you will get back your money from deposit insurer ( 90% if it's more than 10k EUR) and there can be a case that before this you will have to repay/re-credit your obligations to bank (that up on bancrpcy administrator). So we can't put = sign here. Tue, 18 Nov 2008 14:36:33 +0200 https://www.traders.lt/forums.php?m=posts&p=15646#15646 https://www.traders.lt/forums.php?m=posts&p=15632#15632 How is that? I'm pretty sure it is still valid. Tue, 18 Nov 2008 10:32:13 +0200 https://www.traders.lt/forums.php?m=posts&p=15632#15632 https://www.traders.lt/forums.php?m=posts&p=15503#15503 [quote][b]NASA :[/b] [Your obligations to the bank] - [Your deposit amount]. [/quote] That does not work any more. Sat, 15 Nov 2008 13:00:20 +0200 https://www.traders.lt/forums.php?m=posts&p=15503#15503 https://www.traders.lt/forums.php?m=posts&p=15449#15449 Yes, diverse tactics would work. Keep in mind, that in case you have a loan from the very same bank, you get: [Your obligations to the bank] - [Your deposit amount]. Fri, 14 Nov 2008 06:58:15 +0200 https://www.traders.lt/forums.php?m=posts&p=15449#15449 https://www.traders.lt/forums.php?m=posts&p=15302#15302 so the only way is to diverse? :) Tue, 11 Nov 2008 14:21:53 +0200 https://www.traders.lt/forums.php?m=posts&p=15302#15302 https://www.traders.lt/forums.php?m=posts&p=14729#14729 The answer is YES, and NO. We have same deposit insurance amount as in EU, that is 100.000 EUR as Kaunas wrote. BUT. In most EU countries this insurance is covered by [b]Guarantee Fund[/b], in other words declared limits are 100% covered. Lithuania is different. State law is such that deposits are covered by [b]Insurance Fund[/b]. That is, in case of financial crisis, only ~10% are really covered. ... Wed, 29 Oct 2008 12:21:41 +0200 https://www.traders.lt/forums.php?m=posts&p=14729#14729 https://www.traders.lt/forums.php?m=posts&p=14727#14727 Everything is basicly the same as in whole EU, amount 100.000 EUR, coverage 90% ( 100% till 3000 EUR ) Wed, 29 Oct 2008 10:24:07 +0200 https://www.traders.lt/forums.php?m=posts&p=14727#14727 https://www.traders.lt/forums.php?m=posts&p=14726#14726 Hi! Are deposits insured in Lithuania? Are there any directives from the Government? If yes, what is saving limit (in EUR) and coverage (%)? Thanks':) Nicholas Wed, 29 Oct 2008 10:10:27 +0200 https://www.traders.lt/forums.php?m=posts&p=14726#14726